Fosa Products

• Maximum loan amount is 60% of Member basic Salary
• Member salary must pass through FOSA for at least 12 months
• Recovered within a month
• A third rule is applicable
• Interest rate is charged at 10% upfront
• Processed within a day

• Salary must pass through FOSA at least three months.
• Loan recovered within a maximum of one (1) month.
• Processed within 3 hours

• Third rule apply
• Not pegged to deposit contribution but on salary
• Maximum repayment period is 12 months
• A third rule is applicable
• Effective interest rate is charged at 13% P. A
• Processed within a day
• Able to top-up

Other Features

• Interest rate of 3% per month amortized
• Turn-around time is one day
• Third rule apply

•  Designed for new Sacco members.
• A third (1/3) of the loan is deducted as deposits and ksh.5000 share capital
• Maximum repayment period is twelve (12) months.
• Maximum amount is ksh.100,000
• Loan must be fully secured.
•  Competitive interest rate.

•  Designed for all Sacco members.
• Minimum monthly contribution of 500 shillings
• Withdrawable three times a year.
• Earns minimum interest of 10%

•  Designed for all Sacco members.
• Minimum monthly contribution of 500 shillings
• Withdrawable three times a year.
• Earns minimum interest of 10%

•  Designed for all Sacco members.
• Minimum monthly contribution of 500 shillings
• Withdrawable three times a year.
• Earns minimum interest of 10%

• No ledger fees or account maintenance Fees
• No withdrawal limit
• Minimum balance of 500 shillings
• Sms Notifiction on every activity

Other Features

• Interest rate of 3% per month amortized
• Turn-around time is one day
• Third rule apply